Lending Intelligence for Payday Businesses

February 2, 2012


Over the past 18 months, DataX has been working diligently to assure the quality and accuracy of its consumer credit data. As a result, we have launched the Quality Assurance Audit and Report Card program. This unique tool is provided to all DataX clients on a quarterly basis. The QA Audit reflects the quality of consumer credit data as reported back by lenders and entered into the DataX databank.


Ultimately, if this data is not reported, or is reported incorrectly, it can adversely affect the consumer’s risk profile and impede underwriting rules. Good predictability comes from clean and accurate data that properly reflects consumer behavior. At DataX, we know that with accurate readings of consumer behavior and patterns, we can help our clients discern between low and high risk consumers, thus providing lending intelligence for profitable performance.


As online lenders are non-traditional service providers for specialty financial products such as payday loans, cash advances and small dollar loans, they will be subject to increasing government oversight and regulation. That’s why DataX strongly encourages all online payday lenders to take the reporting process very seriously. The quality and precision of consumer credit data is vital to the lending industry.


To that end, the Quality Assurance Audit and Report Card program upholds DataX’s mission to provide superior consumer credit reporting. Trust DataX to assist you with the most advanced risk assessment solutions, and to show you how to get the most out of their complimentary, quarterly Quality Assurance Audit and Report Card.


For additional information contact:  Eric Agrelius at 1-800-295-4790 or sales@dataxltd.com.


Press Releases

DataX Unveils New Advanced Solutions for Mitigating Risk and Lead Fraud

Enhancing Company’s Robust Suite of Services for the Specialty Consumer Finance Industry

LAS VEGAS, NV – April 22, 2013 – Today, DataX [www.DataXLtd.com], the industry-leading real-time credit reporting agency and data verification provider, begins offering clients an advanced feature for assessing risk and preventing lead fraud. By adding FraudScan2.0 to its robust suite of services, DataX, a Selling Source LLC company, now increases a lender’s ability to make the most knowledgeable decisions possible when purchasing leads or making loans in the specialty finance market.
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