Consumer Performance Reports

Enhance your organization’s decision-making capability with an unprecedented level of insight.

 
Informed lending decisions depend on predictive data that accurately defines the risk associated with a potential borrower. With the availability of a consumer’s complete debit history and an added level of stability, lenders gain a clear advantage prior to funding—the ability to identify which consumers will most likely fulfill their loan obligations. Capture a more thorough financial picture of your consumer with Performance Reports from DataX.
 
Comprehensive Debit Report
A complete consumer debit history delivered in real time, providing lenders the ability to distinguish the degree of risk for each account with debit attributes. With the DataX Comprehensive Debit Report, lenders gain crucial intelligence into the behavior of consumers applying for non-prime loans.
 
Credit Optics
Identify both high and low risk consumers with this comprehensive solution that enables you to evaluate consumers who may be overlooked or deemed high risk utilizing existing processes. When used in conjunction with the DataX Credit Report, it provides three-dimensional insight into consumer risk.